Capitec Pay on AO Pay

Introducing CapitecPay powered by AO Pay – a cutting-edge payment solution built to enhance your digital transaction experience. Achieve higher success rates, fortified security, and an intuitive payment process that propels your business into the future of payments.

Why use Capitec Pay on AO Pay

Secure Online
Payments

Protect your business with cutting-edge security that safeguards every transaction, ensures compliance, and builds trust with your customers in an increasingly digital world.

Seamless
Integration

AO Pay integrates effortlessly with your e-commerce platform, offering secure, reliable payment processing to enhance user experience and simplify your operations.

World-Class
Support

Our dedicated support team is available around the clock, delivering expert assistance to businesses and customers for a smooth, stress-free payment experience.

Comprehensive
Reporting

Leverage robust analytics and detailed reports to gain actionable insights, track performance, and make informed decisions that drive your business forward.

How Capitec Pay Works

CapitecPay delivers a streamlined, secure, and user-friendly payment experience. We’ve reimagined the process to make it simpler and more intuitive than ever before.

Forget the hassle of entering banking details—CapitecPay lets you pay with just your mobile number, the Capitec banking app, and your smart device. Simply enter your number, follow the guided steps, and enjoy a seamless transaction every time.

Capitec Pay FAQ's

  • On the AO Pay Payment Page, Select Capitec Pay
  • Enter One of the following to login
    • South African ID Number
    • Capitec Bank Account Number
    • Cellphone Number linked to Capitec Bank Account
  • Approve the transaction on your Capitec banking app

If your Capitec Pay transactions are getting declined, please check the following:

  • You have sufficient funds available in your chosen account
  • Your Capitec Pay method could still need to be activated on your Capitec App:
    • Open your Banking App, log in and click on “Transact
             
    • Scroll Down and click on Capitec Pay

    • Click on Manage Merchants and make sure your Capitec Pay is Activated.
        

Capitec Pay transactions take less than a minute to complete and the transaction is completely immediately after approval 

Capitec Pay transactions are limited to R 100,000.00 per transaction

Only merchants that have been approved by Capitec can accept Capitec Pay Transactions

Integrate with Ease: APIs, Plugins, and Cashier Solutions

Our developer-friendly API documentation, e-commerce plugins, and cashier integrations make connecting with AO Pay effortless. Whether you’re building a custom solution, enhancing your online store, or streamlining in-person payments, our tools are designed for simplicity, speed, and seamless integration. Empower your business with flexible, scalable payment solutions that grow with you.

Ready to get started with Capitec Pay? Sign up here